:root {
  --navy: #12304a;
  --navy-900: #0b2033;
  --ink: #1a2633;
  --text: #3b4856;
  --muted: #6b7684;
  --oak: #e8a652;
  --oak-600: #d48a2c;
  --oak-700: #b8711a;
  --bg: #ffffff;
  --alt: #f7f4ef;
  --line: #e5dfd5;
  --green: #2e7d4f;
  --radius: 14px;
  --shadow: 0 10px 30px rgba(11, 32, 51, .08);
  --shadow-lg: 0 24px 60px rgba(11, 32, 51, .18);
  --font: "Plus Jakarta Sans", -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; }
html { scroll-behavior: smooth; scroll-padding-top: 90px; }
body { margin: 0; font-family: var(--font); color: var(--text); background: var(--bg); line-height: 1.6; font-size: 16.5px; -webkit-font-smoothing: antialiased; }
img { max-width: 100%; }
a { color: var(--navy); }
h1, h2, h3, h4 { color: var(--ink); line-height: 1.15; margin: 0 0 .5em; letter-spacing: -.02em; }
p { margin: 0 0 1em; }
.container { width: min(1180px, 100% - 40px); margin-inline: auto; }
.narrow { max-width: 820px; }
.center { text-align: center; }
.muted { color: var(--muted); font-size: .92rem; }
.icon { width: 22px; height: 22px; flex-shrink: 0; }
.skip { position: absolute; left: -999px; top: 8px; background: var(--ink); color: #fff; padding: 8px 14px; border-radius: 8px; z-index: 100; }
.skip:focus { left: 8px; }
.hp { position: absolute; left: -9999px; }

/* Buttons */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 10px;
  padding: 13px 22px; border-radius: 10px; border: 2px solid transparent;
  font: 700 1rem/1 var(--font); text-decoration: none; cursor: pointer;
  transition: background .2s, border-color .2s, transform .1s, box-shadow .2s; white-space: nowrap;
}
.btn:active { transform: translateY(1px); }
.btn .icon { width: 19px; height: 19px; }
.btn-primary { background: var(--oak-600); color: #fff; box-shadow: 0 6px 16px rgba(212, 138, 44, .3); }
.btn-primary:hover { background: var(--oak-700); }
.btn-accent { background: var(--oak); color: var(--navy-900); }
.btn-accent:hover { background: #f0b567; }
.btn-outline { border-color: var(--navy); color: var(--navy); background: #fff; }
.btn-outline:hover { background: var(--navy); color: #fff; }
.btn-light { background: rgba(255,255,255,.1); color: #fff; border-color: rgba(255,255,255,.35); }
.btn-light:hover { background: rgba(255,255,255,.2); }
.btn-sm { padding: 10px 16px; font-size: .95rem; }
.btn-lg { padding: 16px 26px; font-size: 1.05rem; }
.btn-block { width: 100%; }
.btn:disabled { opacity: .6; cursor: progress; }
.link { font-weight: 700; display: inline-flex; align-items: center; gap: 6px; text-decoration: none; }
.link .icon { width: 18px; }

/* Header */
.site-header { position: sticky; top: 0; z-index: 50; background: rgba(255,255,255,.96); backdrop-filter: blur(8px); border-bottom: 1px solid var(--line); }
.header-inner { display: flex; align-items: center; gap: 28px; height: 74px; }
.logo { display: flex; align-items: center; gap: 10px; font-weight: 800; font-size: 1.3rem; color: var(--ink); text-decoration: none; letter-spacing: -.02em; }
.logo b { color: var(--oak-600); font-weight: 800; }
.logo-mark svg { width: 34px; height: 34px; display: block; }
.logo-light { color: #fff; }
.nav { display: flex; align-items: center; gap: 4px; flex: 1; }
.nav > a, .dropdown-toggle { padding: 10px 14px; border-radius: 8px; font-weight: 600; font-size: .96rem; color: var(--ink); text-decoration: none; background: none; border: 0; cursor: pointer; font-family: inherit; }
.nav > a:hover, .dropdown-toggle:hover, .nav a.active, .dropdown-toggle.active { background: var(--alt); }
.nav-quote { display: none; }
.dropdown { position: relative; }
.dropdown-menu {
  position: absolute; top: calc(100% + 6px); left: 0; min-width: 260px; background: #fff; border: 1px solid var(--line);
  border-radius: 12px; box-shadow: var(--shadow-lg); padding: 8px; display: none;
}
.dropdown-menu a { display: block; padding: 10px 12px; border-radius: 8px; color: var(--ink); text-decoration: none; font-weight: 500; }
.dropdown-menu a:hover { background: var(--alt); }
.dropdown:hover .dropdown-menu, .dropdown:focus-within .dropdown-menu, .dropdown.open .dropdown-menu { display: block; }
.header-cta { margin-left: auto; }
.menu-btn { display: none; background: none; border: 0; padding: 8px; cursor: pointer; color: var(--ink); }
.menu-btn .icon { width: 28px; height: 28px; }

/* Hero */
.hero {
  position: relative; color: #dbe5ee; padding: 64px 0 72px;
  background:
    url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='240' height='96'%3E%3Cpath d='M0 1h240M0 49h240M80 1v48M200 1v48M40 49v48M150 49v48' fill='none' stroke='white' stroke-opacity='.05' stroke-width='2'/%3E%3C/svg%3E"),
    radial-gradient(ellipse at 15% 0%, #1d4a6f 0%, transparent 55%),
    linear-gradient(160deg, var(--navy) 0%, var(--navy-900) 100%);
}
.hero-grid { display: grid; grid-template-columns: 1.1fr .9fr; gap: 56px; align-items: start; }
.hero-copy { padding-top: 20px; }
.hero h1 { color: #fff; font-size: clamp(2.2rem, 4.6vw, 3.5rem); font-weight: 800; margin-bottom: 18px; }
.hero h1 .accent { color: var(--oak); }
.lead { font-size: 1.14rem; }
.hero .lead { color: #c9d6e2; max-width: 560px; }
.eyebrow { display: inline-flex; align-items: center; gap: 8px; font-weight: 700; font-size: .85rem; letter-spacing: .04em; text-transform: uppercase; color: var(--oak); margin-bottom: 16px; }
.eyebrow .icon { width: 18px; height: 18px; }
.checks { list-style: none; padding: 0; margin: 0 0 28px; display: grid; gap: 10px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; font-weight: 600; }
.checks .icon { color: var(--green); margin-top: 1px; }
.hero .checks { color: #fff; }
.hero .checks .icon { color: var(--oak); }
.hero-actions { display: flex; gap: 12px; flex-wrap: wrap; }
.hide-desktop { display: none; }

/* Quote form */
.quote-form { background: #fff; border-radius: 18px; padding: 28px; box-shadow: var(--shadow-lg); color: var(--text); border: 1px solid var(--line); }
.hero .quote-form { border: 0; }
.form-head { margin-bottom: 16px; }
.form-head h2 { font-size: 1.5rem; margin-bottom: 4px; }
.form-head p { color: var(--muted); margin: 0; font-size: .95rem; }
.field { margin-bottom: 14px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 12px; }
.field label, .field .label { display: block; font-weight: 700; font-size: .88rem; color: var(--ink); margin-bottom: 6px; }
.opt { font-weight: 500; color: var(--muted); }
.field input, .field select, .field textarea {
  width: 100%; font: 500 1rem var(--font); color: var(--ink); padding: 12px 14px; border-radius: 10px;
  border: 1.5px solid var(--line); background: #fff; transition: border-color .2s, box-shadow .2s;
}
.field input[type=file] { padding: 9px; font-size: .9rem; background: var(--alt); }
.field input:focus, .field select:focus, .field textarea:focus { outline: none; border-color: var(--oak-600); box-shadow: 0 0 0 4px rgba(212,138,44,.15); }
.field input:user-invalid, .field select:user-invalid { border-color: #c0392b; }
.consent { font-size: .74rem; line-height: 1.5; color: var(--muted); margin: 14px 0 0; }
.check-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 6px 14px; }
.check { display: flex; gap: 8px; align-items: center; font-weight: 500; font-size: .92rem; }

/* Trust bar */
.trust { background: #fff; border-bottom: 1px solid var(--line); }
.trust-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; padding: 26px 0; }
.trust-item { display: flex; gap: 14px; align-items: center; }
.trust-item .icon { width: 44px; height: 44px; padding: 10px; border-radius: 12px; background: #fdf1e1; color: var(--oak-700); }
.trust-item strong { display: block; color: var(--ink); }
.trust-item span { font-size: .88rem; color: var(--muted); }

/* Sections */
.section { padding: 88px 0; }
.section-alt { background: var(--alt); }
.kicker { text-align: center; font-weight: 800; font-size: .82rem; letter-spacing: .08em; text-transform: uppercase; color: var(--oak-700); margin-bottom: 10px; }
.section-title { text-align: center; font-size: clamp(1.8rem, 3.2vw, 2.5rem); font-weight: 800; }
.section-title.left, .split .kicker { text-align: left; }
.section-sub { text-align: center; max-width: 620px; margin: 0 auto 44px; color: var(--muted); font-size: 1.08rem; }
.section-title + .service-grid, .section-title + .steps, .section-title + .problem-grid { margin-top: 40px; }

.service-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(260px, 1fr)); gap: 20px; }
.service-card {
  display: flex; flex-direction: column; padding: 26px; border-radius: var(--radius); background: #fff; border: 1px solid var(--line);
  text-decoration: none; color: var(--text); transition: transform .2s, box-shadow .2s, border-color .2s;
}
.service-card:hover { transform: translateY(-4px); box-shadow: var(--shadow); border-color: #d9cdb9; }
.service-icon { width: 52px; height: 52px; border-radius: 12px; display: grid; place-items: center; background: var(--navy); color: var(--oak); margin-bottom: 16px; }
.service-icon .icon { width: 28px; height: 28px; }
.service-card h3 { font-size: 1.2rem; margin-bottom: 8px; }
.service-card p { font-size: .95rem; flex: 1; }
.more { display: inline-flex; align-items: center; gap: 6px; font-weight: 700; color: var(--oak-700); font-size: .92rem; }
.more .icon { width: 16px; transition: transform .2s; }
.service-card:hover .more .icon { transform: translateX(4px); }

.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 24px; }
.step { position: relative; background: #fff; border-radius: var(--radius); padding: 30px 26px; border: 1px solid var(--line); }
.step > .icon { width: 34px; height: 34px; color: var(--oak-600); margin-bottom: 12px; }
.step-num { position: absolute; top: 18px; right: 20px; font-weight: 800; font-size: 2.4rem; color: #efe6d8; line-height: 1; }
.step h3 { font-size: 1.15rem; }
.step p { margin: 0; font-size: .96rem; }

.split { display: grid; grid-template-columns: 1.15fr .85fr; gap: 56px; align-items: start; }
.reasons { display: grid; gap: 22px; margin-top: 24px; }
.reason { display: flex; gap: 16px; }
.reason > .icon { width: 46px; height: 46px; padding: 11px; border-radius: 12px; background: #fdf1e1; color: var(--oak-700); }
.reason h3 { font-size: 1.1rem; margin-bottom: 4px; }
.reason p { margin: 0; }
.problems-card, .cost-card { background: var(--navy); color: #d6e1eb; border-radius: 18px; padding: 32px; box-shadow: var(--shadow-lg); }
.problems-card h3, .cost-card h3 { color: #fff; font-size: 1.3rem; margin-bottom: 18px; }
.cost-card .checks { color: #fff; }
.cost-card .checks .icon { color: var(--oak); }
.cost-card .muted { color: #a9bccd; }
.chips { display: flex; flex-wrap: wrap; gap: 8px; margin-bottom: 26px; }
.chip { padding: 8px 14px; border-radius: 999px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.14); color: #fff; font-size: .9rem; font-weight: 500; }

.area-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 20px; margin-bottom: 26px; }
.area-col { background: #fff; border-radius: var(--radius); padding: 22px; border: 1px solid var(--line); }
.area-col h3 { font-size: 1.05rem; }
.area-col p { margin: 0; font-size: .93rem; }

.problem-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 18px; }
.problem { padding: 24px; border-radius: var(--radius); border: 1px solid var(--line); border-top: 4px solid var(--oak); background: #fff; }
.problem h3 { font-size: 1.08rem; margin-bottom: 6px; }
.problem p { margin: 0; font-size: .95rem; }
.process { list-style: none; padding: 0; margin: 24px 0 0; display: grid; gap: 18px; }
.process li { display: flex; gap: 16px; align-items: flex-start; }
.process span { flex-shrink: 0; width: 36px; height: 36px; border-radius: 50%; background: var(--navy); color: var(--oak); display: grid; place-items: center; font-weight: 800; }
.process p { margin: 5px 0 0; }

.faq-list { display: grid; gap: 12px; margin-top: 32px; }
.faq details { background: #fff; border: 1px solid var(--line); border-radius: 12px; padding: 0 22px; }
.section-alt.faq details, .faq details[open] { box-shadow: var(--shadow); }
.faq summary { cursor: pointer; list-style: none; padding: 20px 0; font-weight: 700; color: var(--ink); display: flex; justify-content: space-between; gap: 16px; }
.faq summary::-webkit-details-marker { display: none; }
.faq summary::after { content: "+"; font-size: 1.5rem; line-height: 1; color: var(--oak-600); transition: transform .2s; }
.faq details[open] summary::after { transform: rotate(45deg); }
.faq details p { padding-bottom: 20px; margin: 0; }

.cta-band { background: linear-gradient(120deg, var(--navy) 0%, var(--navy-900) 100%); color: #cfdbe6; padding: 64px 0; }
.cta-inner { display: flex; align-items: center; justify-content: space-between; gap: 30px; flex-wrap: wrap; }
.cta-band h2 { color: #fff; font-size: clamp(1.7rem, 3vw, 2.3rem); }
.cta-band p { margin: 0; font-size: 1.08rem; }
.cta-actions { display: flex; gap: 12px; flex-wrap: wrap; }

.page-hero { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-900) 100%); color: #c9d6e2; padding: 72px 0; }
.page-hero h1 { color: #fff; font-size: clamp(2rem, 4vw, 3rem); max-width: 800px; }
.page-hero .lead { max-width: 700px; margin-bottom: 28px; }
.eyebrow.light { color: var(--oak); }
.county-grid { display: grid; grid-template-columns: repeat(auto-fill, minmax(250px, 1fr)); gap: 28px; }
.county h2 { font-size: 1.3rem; padding-bottom: 10px; border-bottom: 2px solid var(--oak); }
.county ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 4px; }
.county a { display: flex; align-items: center; gap: 8px; padding: 7px 0; text-decoration: none; font-weight: 600; }
.county a .icon { width: 17px; color: var(--oak-600); }
.county a:hover { color: var(--oak-700); }

.thanks { padding: 90px 0; }
.thanks-icon { width: 84px; height: 84px; margin: 0 auto 20px; border-radius: 50%; background: #e3f3ea; color: var(--green); display: grid; place-items: center; }
.thanks-icon .icon { width: 44px; height: 44px; }
.next-steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 16px; margin: 40px 0; text-align: left; }
.legal h1 { font-size: 2.4rem; }
.legal h2 { font-size: 1.3rem; margin-top: 2em; }

/* Footer */
.site-footer { background: var(--navy-900); color: #9fb2c4; padding: 64px 0 28px; font-size: .94rem; }
.footer-grid { display: grid; grid-template-columns: 1.4fr 1fr 1fr 1fr; gap: 36px; }
.footer-about { margin-top: 14px; max-width: 320px; }
.site-footer h4 { color: #fff; font-size: 1rem; margin-bottom: 14px; }
.site-footer ul { list-style: none; padding: 0; margin: 0; display: grid; gap: 8px; }
.site-footer a { color: #c7d4e0; text-decoration: none; }
.site-footer a:hover { color: var(--oak); }
.footer-base { border-top: 1px solid rgba(255,255,255,.1); margin-top: 44px; padding-top: 24px; font-size: .84rem; }
.disclosure { color: #c7d4e0; max-width: 900px; }

.mobile-bar { display: none; }

/* Responsive */
@media (max-width: 1000px) {
  .hero-grid, .split { grid-template-columns: 1fr; gap: 36px; }
  .trust-grid { grid-template-columns: repeat(2, 1fr); }
  .area-grid { grid-template-columns: repeat(2, 1fr); }
  .problem-grid { grid-template-columns: repeat(2, 1fr); }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .header-cta { display: none; }
  .menu-btn { display: block; margin-left: auto; }
  .nav {
    display: none; position: absolute; top: 74px; left: 0; right: 0; background: #fff; flex-direction: column; align-items: stretch;
    padding: 12px 20px 20px; border-bottom: 1px solid var(--line); box-shadow: var(--shadow-lg);
  }
  .nav.open { display: flex; }
  .dropdown-menu { position: static; box-shadow: none; border: 0; padding: 0 0 0 12px; display: block; }
  .dropdown-toggle { width: 100%; text-align: left; }
  .dropdown-toggle span { display: none; }
  .nav-quote { display: block; margin-top: 8px; background: var(--oak-600); color: #fff !important; text-align: center; }
}
@media (max-width: 720px) {
  body { font-size: 16px; padding-bottom: 76px; }
  .section { padding: 64px 0; }
  .hero { padding: 40px 0 48px; }
  .hide-desktop { display: inline-flex; }
  .steps, .next-steps { grid-template-columns: 1fr; }
  .trust-grid, .area-grid, .problem-grid, .footer-grid { grid-template-columns: 1fr; }
  .field-row, .check-grid { grid-template-columns: 1fr; }
  .quote-form { padding: 22px; }
  .cta-actions, .hero-actions { width: 100%; }
  .cta-actions .btn, .hero-actions .btn { flex: 1; }
  .mobile-bar {
    display: flex; gap: 10px; position: fixed; left: 0; right: 0; bottom: 0; z-index: 60; padding: 10px 14px calc(10px + env(safe-area-inset-bottom));
    background: rgba(255,255,255,.97); border-top: 1px solid var(--line); box-shadow: 0 -6px 20px rgba(0,0,0,.08);
  }
  .mobile-bar .btn { flex: 1; padding: 14px 10px; }
}
@media (prefers-reduced-motion: reduce) { * { transition: none !important; scroll-behavior: auto !important; } }